Intelligent AI, a provider of advanced property risk intelligence and rebuild cost analytics trusted by leading global insurers, today announced a strategic partnership with Guidewire. This development enables insurers to embed high-resolution property risk and rebuild cost data directly within Guidewire InsuranceSuite workflows.

The market is moving faster than many carriers expect. Currently, 40-50% of submissions arrive incomplete, and underwriters spend over half their time chasing data rather than assessing risk. Originally launched through Lloyd’s Lab and recognised as a Guidewire Insurtech Vanguard, Intelligent AI delivers best-in-class COPE (Construction, Occupancy, Protection, Exposure) and rebuild cost intelligence. This helps accelerate underwriting, provide a 360-degree view of property risk, and address underinsurance.

Through the partnership, insurers can seamlessly access Intelligent AI’s data across Guidewire’s platform. Within PolicyCenter, the solution delivers accurate replacement cost estimates, enriched property attributes, and peril-specific risk indicators at key decision points (quote, bind, and renewal) to improve underwriting accuracy, risk selection, and pricing precision.

In ClaimCenter, Intelligent AI supports stronger claims workflows by improving FNOL validation, informing total loss assessments, enabling repair-versus-rebuild decisions, and supporting severity benchmarking.

At the portfolio level, integration with Guidewire DataHub enables insurers to use high-resolution property data for catastrophe exposure analysis, aggregation management, and regulatory reporting.

The platform’s cloud-ready, API-first architecture aligns with Guidewire Cloud, enabling secure real-time integration, event-driven workflows, and scalable deployment.

“Embedding property intelligence directly into core workflows is essential for modern underwriting and claims operations, and insurers who fix the data problem first will win the best risks,” said Anthony Peake, CEO of Intelligent AI. “Our integration with Guidewire gives insurers access to high-quality property intelligence at the point of decision, helping to improve pricing, reduce claims leakage, and build more resilient portfolios.”

One leading insurer added: “If we don’t fix how we access and use property risk data in the next 18 months, we will see higher loss ratios and more underinsured customers. The cost of inaction is measurable and accelerating.”

By integrating Intelligent AI’s property intelligence into InsuranceSuite, insurers can improve exposure management, reduce underinsurance, and strengthen decision-making across the policy lifecycle, from underwriting through claims and portfolio management.