Terms & CONDITIONS

Website Terms and Conditions for Insurance Knowledge Hub

Effective Date: 01/11/2023

1. Acceptance of Terms and Conditions

By using the IK-HUB LTD website, https://ik-hub.com, (the "Website"), you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms and conditions, please refrain from using this Website.

2. Use of Content

2.1. Intellectual Property: The content and materials on this Website, including but not limited to text, images, videos, and graphics, are protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or publicly display any content from this Website without prior written permission from IK-HUB LTD.

2.2. Permitted Use: You are permitted to view, download, or print content from this Website for personal, non-commercial use only. Any other use is strictly prohibited.

3. User Registration

3.1. Account Creation: In order to access certain features of this Website, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2. Password Protection: You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.

4. Membership

4.1. Membership Registration: When you register for a membership on the IK-HUB LTD website, you agree to provide accurate, current, and complete information during the registration process.

4.2. Membership Fees: Memberships on the website may require payment of fees. By becoming a member, you agree to pay the applicable fees and understand that they are non-refundable.

4.3. Membership Access: Your membership provides access to our learning platform and exclusive content. You are responsible for maintaining the confidentiality of your membership account and password.

4.4. Cancellation and Termination: We reserve the right to cancel or terminate memberships at our discretion. If a membership is terminated due to a violation of our Terms and Conditions, no refunds will be provided.

5. Privacy Policy

5.1. Your use of this Website is also governed by our Privacy Policy, which can be found here.

6. User Conduct

6.1. You agree not to use the Website for any unlawful purpose or in any manner that could damage, disable, overburden, or impair the operation of the Website.

6.2. You agree not to upload, post, or transmit any content that is harmful, obscene, defamatory, invasive of another's privacy, or otherwise objectionable.

7. Modification and Termination

Insurance Knowledge Hub reserves the right to modify, suspend, or terminate the Website or your access to it, at its sole discretion, without notice.

8. Disclaimer

8.1. The information and content on this Website are provided for general information purposes. We do not guarantee the accuracy, completeness, or timeliness of the information provided.

9. Limitation of Liability

9.1. In no event shall IK-HUB LTD be liable for any indirect, consequential, special, or punitive damages, including but not limited to, loss of profits, business interruption, or loss of data.

10. Governing Law

10.1. These terms and conditions shall be governed by and construed in accordance with the laws of the United Kingdom, and you consent to the exclusive jurisdiction and venue of the United Kingdom courts for any disputes arising out of these terms and conditions.

11. Contact Information

For any questions about these terms and conditions, please contact us at:

IK-HUB LTD
5th Floor,
167-169 Great Portland Street, 
London,
W1W 5PF

© 2024 Insurance Knowledge Hub
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