MSI™ has announced the launch of its canine liability insurance solution, a standalone product designed for residential landlords and property managers. By giving landlords a simple, affordable way to manage liability arising from dog bites, this insurance product creates a win on both sides of the lease: landlords gain the confidence to open their properties to pet-owning tenants, and renters with dogs gain access to more housing options. The product provides liability coverage for dog bite bodily injury arising from tenant-owned dogs. It is available nationwide, and API integration supports seamless enrollment within existing property management systems.

Better for Landlords. Better for Pet-Owning Tenants.

Pet ownership in the United States continues to rise, increasing demand for pet-friendly rental housing while also heightening liability concerns for landlords. Today, many pet‑owning renters face limited housing options that will accept their dogs. MSI’s canine liability insurance changes that dynamic. Landlords and property managers who obtain the coverage are better positioned to open their doors to dog-owning tenants, reduce vacancy, attract a broader pool of renters, and compete more effectively in today’s market, while expanding available housing for renters with dogs.

“Landlords want to welcome dog-owning tenants, but doing so without appropriate insurance coverage introduces significant liability,” said Eric Pruss, President, Multifamily Lines at MSI. “We built this product to give landlords a simple way to manage exposure for liabilities arising from dog bites and make dog-friendly leasing decisions with greater confidence. When landlords can say yes to dogs, everyone benefits—property owners can fill units faster and dog-owning renters have more places to call home.”

Dog-related injury claims cost U.S. insurers more than $1.1 billion annually, primarily through homeowners insurance¹, underscoring the significant financial impact from dog bite incidents. MSI’s canine liability insurance is designed to help address that risk by offering coverage focused specifically on dog bite liability.

MSI’s Canine Liability Coverage

MSI’s canine liability insurance provides up to $100,000 in dog bite liability coverage per occurrence. Defense costs are included if a covered claim results in legal action.

The product features breed-inclusive underwriting, which means there are no coverage restrictions based on dog breed. Canine liability insurance coverage may provide excess coverage above what is available under existing renters insurance policies, where applicable.

Priced starting at $4 per unit, per month, the coverage is designed to scale across portfolios of any size. There is no deductible, and landlords can add or remove units on a monthly basis.

Canine liability insurance is part of MSI’s broader suite of solutions for property managers, including an embedded renters insurance product that integrates directly into leading property management platforms. Together, these products give property managers a comprehensive, one-stop solution for their residential property management insurance needs.

For more information, visit: https://msimga.com/canine-liability/